Auto Insurance

The privilege of driving in the great state of Texas comes with rules to follow, including proper licensing and insurance. While you have to handle obtaining the driver’s license on your own, let B & M Agency help you obtain the auto insurance coverage you need to protect your financial security.

Each state sets its car insurance minimum requirements. If you’ve just moved to Texas from another state, let us help you update your insurance to meet Texas legal requirements. Your out-of-state insurance remains valid for 30 days, and then you need to replace it with locally obtained coverage.

In the great state of Texas, you need to carry the following minimums for auto liability:

• bodily injury coverage in the amount of $30,000 per person per accident,
• bodily injury coverage in the amount of $60,000 total per accident,
• property damage coverage in the amount of $25,000 per accident.

B & M Agency wants you to understand that the state minimums only protect the other drivers and pedestrians on the road. The injury coverage pays the medical costs of a person you injure. The property damage coverage provides for the repair or replacement of the other individual’s vehicle.

You need comprehensive and collision coverage to protect your vehicle. B & M Agency can help with that! We offer a full line of auto insurance to help you protect your vehicle, too.

We also offer personal injury protection (PIP) coverage so you can protect your health. If you become injured in an accident, whether caused by you or another, PIP coverage pays your medical treatment costs, including hospitalization.

Driving in Texas affords many opportunities for work, recreation, and enjoyment. Let B & M Agency help you purchase the Texas auto insurance coverage to protect your financial security. Call us today!